"I wanted to thank you for a great service MLOM has provided us. Since we have been using the MLOM system, our closing ratio has gone up about 25%. Had I not tracked this, I am not sure I would have believed it. MLOM is the best kept secret in the industry. Honestly, I hope MLOM is kept a secret longer as it provides us with a huge competitive edge over all the competition. Thanks again!"

"Just a quick note to tell you how impressed I am with your system. We are a mortgage banking company that do retail and wholesale operations in 5 different states. The MLOM system is quite a bit more than I ever thought it was. I have compared this system with several others…real functionality of how MLOM improves my business performance. I am pleased for making a difference in my clients' lives by using both the MLOM retail and wholesale systems. WOW I am dangerous to the lending industry."

"...Our business background participate a major interest in the MLOM service in both retail and wholesale as well as commercial aspects. NBC has approximately 200 loan providers in the state of Texas that uses MLOM system extensively... We have worked with MLOM for some time and are extremely pleased with the quality and availability of their services... Has always been willing to go the extra mile to meet our business needs. We are able to offer online access from anywhere in the world, qualify clients and give a commitment in about three minutes. This makes existing systems cumbersome and obsolete... One need not work with MLOM long to realize that management and employees form a very coordinated effective group to deliver their product and service in a manner that is unequaled."

"MLOM is one of the leading technology automated underwriting, product and price engines I have ever seen. I have done a lot of research before I called MLOM, and they were able to customize a system according to my needs not according to what they offer. Most of the other companies want to sell you their package regardless if it fits your business or not. MLOM's greatest assets is their friendly and knowledgeable people that help you throughout the whole process. I would recommend MLOM to small, mid-size, and large organizations because they have the capability to help small and large companies achieve higher production levels."

"I give this testimonial with some hesitation because my fear that my competition might find out the power if this incredible system. ...Customers come to us because they need someone to sift through all the options and help them find the best loan for their unique situation. It takes years of experience to learn how to mentally sort through the many loan programs that are available. Then it takes a keen understanding of the loan products themselves which usually comes from studying product guidelines and years of making loans. Now with the MLOM system, what normally takes months or even years to learn, is available to Loan Officers in minutes. The MLOM system is easy to use and makes a complicated task very simple... By the way, our pipeline is at its highest level since we went into business in January 1999!"

"...We have been using the MLOM Automated Underwriting System and it is outstanding. MLOM system provides us with immediate underwriting approvals and keeps us updated on all the guidelines and rate changes of our investors. The MLOM Automated Underwriting system saves us time and money by allowing us to approve borrowers on the spot. We no longer have to chance down AEs or underwriters to pre-approve our borrowers; we now can qualify and optimize the deal for our clients in seconds. The dream of computer qualifying and optimizing our loans is now a reality. Simply put, the MLOM system allows us to close more loans, better serve our clients and make more money. Thank you MLOM."

"MLOM provided us with our own AUS ...We are now able to qualify and optimize transactions on the spot. We got the speed and the accuracy that we never thought was possible. Thank you MLOM for revolutionizing our business!"

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